You may have noticed a new option for credit card Record Types when you go to process a credit card.
gotoBilling is pleased to announce that we have added AVS Only as a transaction type to the gotoBilling application. AVS is short for Address Verification System, which simply tries to map/match the the address given with the card holder’s address. AVS Only transactions are $0.00 transactions and are currently supported on the credit card platforms listed below. As other platforms make use of this transaction type, it will be made available to all gotoBilling customers.
VITAL/TYSYS
Cardnet (First Data North)
Global East
The AVS Only transaction will also make use of the CVV code to reduce fraudulent use of credit cards. Visa® calls this code Card Verification Value (CVV); MasterCard® calls it Card Validation Code (CVC); Discover® calls it Card ID (CID). Whichever term you use, gotoBilling will send it along with the transaction to help prevent losses to the merchant. In many cases, merchants will use the AVS Only transaction to validate identity without charging or pre-authorizing an amount on a customer’s card.
If you have any questions, please feel free to let us know. If you are unsure if your credit card processor supports AVS Only transactions, contact the number on your credit card statement.
