Steve's interest in computer technology began while attending the University of South Florida's Engineering College as a Mechanical Engineering student. Steve saw the enormous advantage that computer applications offered to society and concentrated his studies and career on working with computer processes in business.

Steve's experience in the payment, software and manufacturing industry spans almost 20 years. Steve was instrumental in the development of check conversion systems, advanced payment networking, terminal applications, on-demand business processes and secure wireless solutions for payment applications.

Stacy began her career 12 years ago in the payment industry managing terminal applications and programming terminals for credit card acceptance.

Currently, Stacy is an AAP (Accredited ACH Professional) and in charge of payment regulation compliance, application integrity and quality control. Stacy also focuses on the application interface and user experience.

Stacy attended the University of South Florida as a Mechanical Engineer and is in the process of completing a B.A. in International Studies.

Stacy also has experience working with computer hardware, network applications and web application security.

Jed began his career in programming at the age of 17. While still in high school Jed managed all of the network systems and web design for Graceba a regional ISP. Jed worked with GoToBilling initially on a contract basis and later while attending college as a full time programmer.

Today, Jed is the CIO and responsible for all programming initiatives and system security with GoToBilling. Jed's programming skills include PHP, mySQL, Java, HTML, and others.

Jed holds a B.S. degree in risk management from Troy University.

David's background includes 13 years of sales, consulting, administrative, operational and technical experience in the check verification, collection and ACH payments industries.  Prior to joining GoToBilling, David spent 10 years helping to build the National Check Network (NCN) now owned and operated by Electronic Clearing House (ECHO). 

David helped pilot some of the first electronic-check conversion programs using the NCN system for front-end authorization for point-of-sale check conversion transactions.  He assisted more than two-dozen companies in converting to electronic conversion of  checks at the point of sale.  During most of his time at Rocky Mountain Retail Systems and ECHO he was the operations manager where he oversaw all functions related to the support and service of the NCN check verification system.